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Tim Laws

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Tim Laws

Tim has been a Texas Appraiser Trainee with WT Appraisal since July of 2022 and has a life-long farm and ranch background.  He is active in his local church and is married with two children and two grandchildren.

 Email:  tlaws@wtappraisal.com

Professional

  • Texas Appraiser Trainee, Texas License No. TX-1343511-T
  • First Financial Bank, N.A., Abilene, Clyde, Hereford, Texas, 1994-2022
  • Sulphur Springs State Bank, Sulphur Springs, Texas, 1988-1994
  • North Texas Production Credit Association, Sulphur Springs, Texas, 1986-1988
  • USDA / Farmers Home Administration, Sulphur Springs, Texas, 1984-1986

Educational

  • Bachelor of Behavioral Science, Abilene Chrisitian University, Abilene, Texas, 1984.
  • Southwest Graduate School of Banking, Southern Methodist University, 1996.
  • USDA Farm and Ranch Appraisal Training, 1985.
  • Farm Credit Bank of Texas Farm and Ranch Appraisal Training, 1987.
  • Numerous hours of specialized education in the study and analysis of financial documentation, personnel management, appraisal, strategic planning, customer service, and compliance over thirty-eight year banking career.
  • Completed Course Work and Continuing Education:
    • National Uniform Standards of Professional Appraisal Practice - McKissock
    • Basic Appraisal Principles - McKissock
    • Basic Appraisal Procedures - McKissock
    • Supervisor-Trainee Course for Texas - McKissock
    • National USPAP Update - McKissock
    • Market Analysis and Highest and Best Use - McKissock
    • Agricultural Chattel Valuation - American Society of Farm Managers and Rural Appraisers (ASFMRA)

Experience

  • W.T. Appraisal, Inc., Abilene, July 1, 2022 - Present
  • First Financial Bank, N.A., President, Hereford Region - Responsible for all Consumer Residential, Construction, Commercial, Real Estate, Feedlot, Feeder Cattle, Cow/Calf, Irrigated and Dryland Farming Lending.
  • First Financial Bank, N.A., Executive Vice President / Chief Lending Officer, Hereford, TX
  • First Financial Bank, N.A., Senior Vice President / Branch President, Clyde, TX
  • Sulphur Springs State Bank, Agriculture Lending, Primarily Dairy Finance Specialist
  • North Texas Production Credit Association - Farm and Ranch Real Estate & Farm and Ranch Lending Specialist
  • Board of Directors and President of Hereford Economic Development Corporation
  • Board of Directors and President of Deaf Smith County Chamber of Commerce
  • Board of Directors and President of Hereford Lions Club
  • Board of Directors of Leadership Hereford
  • Board of Directors of Hereford YMCA
  • City of Hereford - Planning and Zoning Commission
  • Board of Trustees and Board Secretary of Hendrick Health Systems
  • Board of Directors Deaf Smith County Hospital District (Hereford Regional Medical Center)
  • Budget & Finance Committee DSCHD (Hereford Regional Medical Center)
  • Board of Directors and President of Clyde Chamber of Commerce
  • Board of Directors and Vice-President of Clyde Economic Development Corporation
  • Graduate and Board of Directors and Texas Agriculture Lifetime Leadership Program (T.A.L.L.)
  • Board of Directors and Presidnet of Hopkins County Chamber of Commerce
  • Board of Directors and President of Hopkins County Professional Agriculture Workers Association
  • Board of Directors of Regional Economic Development Corporation - Build East Texas (B.E.T.)
  • Thirty-year Texas High School Basketball Referee

Scope of Appraisal Assignments

  • Vacant Land
  • Farms (Irrigated and Non-Irrigated)
  • Hotels/Motels
  • Ranches (100 acres to 40,000 acres)
  • Feed Mill Facilities
  • Office/Warehouse Properties
  • Business Valuations
  • Equine Facillities
  • Grain Elevators
  • Dairy/Calf Ranch Facilities
  • Feedyard Facilities
  • Restaurants
  • Chattel Property Inspection/Appraisal
  • Food Processor/Packing Plants